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2FATwo-factor authentication. A two-step verification process for customer authentication, to improve customer security.
900 ResponseWhenever an action originating in the app and qualifying for SCA is requested, a 900 Response is sent from the Contis API which must call the DoSCA method in the SDK.
Device RegistrationA customer device must be registered on the Contis platform in order to utilise the SDK. There are 2 flows available to do this.
OTP One time passcodeA onetime passcode (OTP) is an automatically generated numeric string of 8 digits that authenticates the customer for a single SCA event e.g. online card purchase.
PSD2 Payment Services DirectivePSD2 is a European regulation to improve security for electronic payment services. The Contis SDK solution meets regulatory requirements with simplicity to clients and customers
PINPersonal Identification Number
SCAStrong Customer Authentication
SDKThe SDK is a software development kit - a set of tools and programs used by developers to create their own application.
SMSShort Message Service
A brief text message sent to or from a mobile phone - used to send the OTP.